/* uswealth.fund — prototype styles (dependency-free) */
:root{
  --navy:#0b1f3a; --navy2:#12305c; --ink:#1a2433; --slate:#5a6b82; --line:#e2e8f0;
  --bg:#f6f8fb; --white:#fff; --ok:#0f9d58; --okbg:#e6f4ea; --warn:#b8860b; --warnbg:#fdf6e3;
  --bad:#c0392b; --badbg:#fdecea; --accent:#c9a227;
}
*{box-sizing:border-box}
body{margin:0;font:15px/1.5 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--navy2);text-decoration:none}
h1,h2,h3,h4{color:var(--navy);margin:0 0 .4em}
.muted{color:var(--slate)}
.sub{color:var(--slate);margin:.2em 0 0}
.hint{color:var(--slate);font-size:13px;margin:.2em 0 .6em}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}

/* top bar */
.topbar{background:var(--navy);color:#fff}
.topbar .wrap{display:flex;align-items:center;justify-content:space-between;height:60px}
.brand{font-weight:700;letter-spacing:.5px;color:#fff}
.brand small{display:block;font-weight:400;font-size:11px;color:#a9bcd6;letter-spacing:1px}
.nav a{color:#cdd9ea;margin-left:18px;font-size:14px;padding:6px 0;border-bottom:2px solid transparent}
.nav a.active,.nav a:hover{color:#fff;border-color:var(--accent)}

/* marketing */
.hero{background:linear-gradient(160deg,var(--navy),var(--navy2));color:#fff;padding:72px 0}
.hero h1{color:#fff;font-size:40px;margin-bottom:.2em}
.hero .tag{color:var(--accent);font-weight:600;letter-spacing:1px;text-transform:uppercase;font-size:13px}
.hero p{color:#d7e2f0;max-width:640px;font-size:18px}
.cta{display:inline-block;margin-top:18px;background:var(--accent);color:#1a1300;font-weight:700;padding:12px 22px;border-radius:6px}
.cta.ghost{background:transparent;color:#fff;border:1px solid #48628a;margin-left:10px}
.hero-disc{color:#c7d2e0;font-size:12.5px;max-width:640px;margin:6px 0 0}
.hero-disc a{color:#ecd98a}
.cta-disc{color:#a9bcd6;font-size:12px;margin:12px 0 0}
.fine{color:var(--slate);font-size:12.5px;line-height:1.5;margin:8px 0 0}
/* eligibility gate form */
.egate{background:#fff;border:1px solid var(--line);border-radius:10px;padding:24px;margin:24px 0}
.egate h2{margin-bottom:6px}
.egate .field{margin:16px 0}
.egate label.q{display:block;color:var(--ink);font-weight:600;font-size:14px;margin-bottom:6px}
.egate select,.egate input[type=text],.egate input[type=email]{width:100%;max-width:420px}
.egate .check{display:flex;gap:10px;align-items:flex-start;margin:10px 0;color:var(--ink);font-size:14px;font-weight:400}
.egate .check input[type=checkbox]{width:18px;height:18px;margin-top:2px;flex:0 0 auto}
.egate .nda{background:#fbfcfe;border:1px solid var(--line);border-radius:8px;padding:12px 14px;font-size:13px;color:var(--slate)}
.egate details summary{cursor:pointer;color:var(--navy2);font-weight:600}
.egate .actions{margin-top:20px;border-top:1px solid var(--line);padding-top:16px}
.egate .btn:disabled{background:#9aa7b6;cursor:not-allowed}
.egate .result{margin-top:14px;font-size:14px}
.egate .result.ok{color:var(--ok)} .egate .result.err{color:var(--bad)}
.notice{background:var(--warnbg);border:1px solid var(--warn);border-radius:8px;padding:12px 14px;color:#7a5c00;font-size:13px;margin:16px 0}
.props{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin:36px 0}
.prop{background:#fff;border:1px solid var(--line);border-radius:8px;padding:18px}
.prop h3{font-size:16px}
.steps{counter-reset:s;padding:0;list-style:none}
.steps li{counter-increment:s;padding:10px 0 10px 42px;position:relative;border-bottom:1px solid var(--line)}
.steps li:before{content:counter(s);position:absolute;left:0;top:8px;width:28px;height:28px;border-radius:50%;background:var(--navy);color:#fff;text-align:center;line-height:28px;font-weight:700}
.section{padding:40px 0}
.disclosure{background:#fff;border-top:3px solid var(--accent);color:var(--slate);font-size:12.5px;padding:22px 0}
.foot{background:var(--navy);color:#a9bcd6;font-size:13px;padding:22px 0}

/* app surfaces */
.app-main{padding:24px 0}
.panel{background:#fff;border:1px solid var(--line);border-radius:10px;padding:20px;margin-bottom:20px}
.panel-head{border-bottom:1px solid var(--line);padding-bottom:12px;margin-bottom:16px}
.grid{width:100%;border-collapse:collapse;font-size:14px}
.grid th,.grid td{text-align:left;padding:9px 10px;border-bottom:1px solid var(--line)}
.grid th{color:var(--slate);font-weight:600;font-size:12px;text-transform:uppercase;letter-spacing:.4px}
.grid.tight th,.grid.tight td{padding:6px 8px}
.tk{font-weight:700;color:var(--navy)}
.badge{display:inline-block;padding:2px 8px;border-radius:20px;font-size:12px;font-weight:600}
.badge.ok{background:var(--okbg);color:var(--ok)} .badge.warn{background:var(--warnbg);color:var(--warn)} .badge.bad{background:var(--badbg);color:var(--bad)}
.btn{background:var(--navy);color:#fff;border:0;border-radius:6px;padding:8px 14px;cursor:pointer;font-size:14px}
.btn.sm{padding:5px 10px;font-size:13px}
.btn.primary{background:var(--ok)}
.btn.primary:disabled{background:#9aa7b6;cursor:not-allowed}
.btn:hover{filter:brightness(1.08)}
.card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:16px;margin-bottom:16px}
.card-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:8px}
.kv{display:flex;justify-content:space-between;padding:5px 0;border-bottom:1px dashed var(--line)}
.kv.total{border-bottom:2px solid var(--navy);font-size:16px}
.kv span{color:var(--slate)}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:22px;align-items:start}
.chart-wrap{background:#fbfcfe;border:1px solid var(--line);border-radius:8px;padding:8px}
label{display:block;margin:8px 0;font-size:13px;color:var(--slate)}
input,select{font:inherit;padding:7px 9px;border:1px solid var(--line);border-radius:6px;width:120px}
select{width:auto}
.im-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:18px}
.im{background:#fbfcfe;border:1px solid var(--line);border-radius:8px;padding:14px}
.msg{margin-top:8px;font-size:13px;min-height:18px}
.msg.ok{color:var(--ok)} .msg.warn{color:var(--warn)} .msg.err{color:var(--bad)}
.gate{border-radius:10px;padding:16px;margin-top:18px}
.gate.ok{background:var(--okbg);border:1px solid var(--ok)} .gate.warn{background:var(--warnbg);border:1px solid var(--warn)} .gate.bad{background:var(--badbg);border:1px solid var(--bad)}
.gate ul{margin:6px 0;padding-left:18px} .gate .reason{font-weight:600} .gate .reason.err{color:var(--bad)}
.disc{font-size:12px;color:var(--slate);margin-top:8px}

/* payoff chart */
.payoff{width:100%;height:auto}
.payoff .axis{stroke:#c7d2e0;stroke-width:1}
.payoff .axis0{stroke:#94a3b8;stroke-dasharray:3 3}
.payoff .curve{fill:none;stroke:var(--navy2);stroke-width:2.5}
.payoff .lbl{fill:var(--slate);font-size:11px} .payoff .lbl0{fill:#94a3b8;font-size:10px}

@media(max-width:820px){.two-col,.im-grid,.props{grid-template-columns:1fr}}